Straight answers about your property in Union County.

I am a licensed New Jersey real estate salesperson working with homeowners, buyers, and investors across Union, Essex, Middlesex, and Hudson counties. Whether you are listing, buying, or trying to understand your options on a property in distress, you will get a direct read on where you stand.

What I do

Four kinds of conversations

Most people reach out about one of these. Each one starts the same way, with a phone call and an honest read on the numbers.

Selling your home

Pricing, preparation, and marketing for homeowners who want to sell on the open market and get the strongest result the property supports.

Buying a home

Representation from pre-approval through closing, including the parts nobody explains: inspection leverage, attorney review, and what the numbers really look like month to month.

Property in distress

If you are behind on payments or already received a notice, there are more paths than most people are told. Knowing them early is what keeps options open.

Investors

Off-market and value-add opportunities in Union County and surrounding areas, with the numbers laid out before anyone's time gets spent.

If you received a notice

A foreclosure notice is not the end of the road.

In New Jersey the process takes time, and there is usually more room to act than it feels like on the day the paperwork arrives. Depending on your situation, the options can include:

  • Reinstating or modifying the loan with your lender
  • Selling on the open market before the sale date, keeping any equity
  • Selling directly to a cash buyer when speed matters more than price
  • A short sale when the balance exceeds what the property will bring
  • Doing nothing yet, because in some cases that is genuinely the right call
I am a real estate salesperson, not an attorney, a lender, or a credit counselor. I can tell you what your property is worth and what a sale would actually look like. For legal advice about a foreclosure action, talk to an attorney.
Get in touch

Tell me about the property

Send a message through the chat, or call directly. No obligation, no pressure, and nothing happens to your property because you asked a question.

Service area
Union, Essex, Middlesex, Hudson, Bergen, Somerset and Passaic counties, New Jersey
Languages
English and Spanish

Start a conversation

Use the chat button in the corner of this page to send a message. Tell me the property address and what you are trying to figure out, and I will get back to you.

If you would rather talk, call or email directly — both reach me the same day.

Call (908) 525-5927

If you give permission in the chat or on a call, I may follow up by text message. Message frequency varies and message and data rates may apply. Reply STOP at any time to stop, or HELP for help. See our SMS Terms and Privacy Policy.

Mateo Montoya — Licensed Real Estate Salesperson, State of New Jersey
Brokerage: Premier Homes Pros
233 Murray St, Unit C8, Elizabeth, NJ 07202
Equal Housing Opportunity  ·  © 2026 Mateo Montoya. All rights reserved.